Flood Insurance Cover

Flood Insurance

Without a doubt one of the biggest disasters that can hit any home is flood damage. It can ruin a beautiful home in minutes. The damage flood water can do in ten minutes can possibly take a year to repair. Thousands of pounds worth of damage caused by a flash flood is not uncommon at all.

Is my home at risk?

In the UK today, environmentalists warn that up to five million homes can be susceptible to flood damage and that, as our climate changes, the tendency for the building trade to focus on building new properties on areas within flood plains must stop.

HomeQuoteDirect knows all about flood damage and the misery it can cause. We will find you a home insurance policy that will give you flood insurance cover that will ensure peace of mind for the foreseeable future.

Of course some homes are more at risk of flooding than others, and for a home where the risk is insignificant then flood damage will just be part and parcel of your ordinary insurance cover. You can find out if your home is at risk of flooding by looking on the maps within the Environment Agency’s website.

Homes that are recognised as being at risk from flooding are treated somewhat differently. Flood insurance then becomes a non standard part of your policy; however, many insurance companies will have a different outlook on each individual case. You can take several courses of action yourself if you live in a flood threatened area such as signing up for weather alerts from the Environment Agency and buying special flood locks to cover your doors, but this is where HomeQuoteDirect can help you most.

Where can I get cover?

With the help of our simple three step quotation form, visitors to our website can get quotes from dozens of flood insurance providers within minutes. The quotes will be tailored to meet your specific needs and the nightmare of an uninsured, flood damaged property will be a thing of the past.

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