Try a Green Barbecue

We have just had the hottest weekend of the year and up and down the country barbecues will have been taken from sheds and garages, dusted down and prepared for cooking all kinds of meat. Barbecues have moved on in recent years and you can pay a lot of money for a top of the range one. With this in mind, ensure your household insurance covers theft from the garden, as you are outside more at this time of year.  It is also easy to […]

Uninsurable Home Areas In The UK

How do you know if you are uninsurable?

uninsurable risk – noun 

a situation that you cannot protect yourself against by buying insurance because it is impossible to calculate how likely it is to happen, or how much damage it will cause:
In many cases catastrophes, such as earthquakes, have become uninsurable risks.​

a situation for which an insurance company will not provide insurance, because, for example, it is certain to happen:
A person suffering from a terminal illness is considered to be an uninsurable risk.

Generally, you are able to get […]

86% Of British Homes are under insured

A leading insurance provider has revealed that the vast majority of British home owners are running the risk of their property being under insured. They should choose a policy provides cover for the full reinstatement value, said the insurer.
It is argued that property owners should obtain a professional valuation for insurance purposes. Any valuation provided by a  bank or estate agency is unlikely to give a fair reflection of the cost of rebuilding a home.
Mike Colmans, a leading insurance expert, said, ‘having accurate sums insured […]

Blackspots VS Safespots for Burglary In The UK.

Introduction
In the UK, there are some blackspots that are notorious for thefts and break in’s.
As a rule of thumb, you will often find that the crime rate depends on the density of the area. You will find that in rural areas, the crime rate is typically lower than you will find in higher density city areas.
UK’s Burglary Blackspots
Below are the most notorious areas for household theft and burglary.

London

Hackney
Clapham
Hornsey
Croydon

Nottingham

Arnold
West Bridgeford

Leicester
Leeds

Roundhay

Bristol
Cheshire

UK Burglary Safespots
The area’s that are the least burgled in the UK are:

County Durham

Teesdale

Manchester

Broadland in Norfolk

Sheffield

Economic […]

Controversial drilling procedure may affect home insurance premiums

Homeowners in the North West of England may find themselves paying higher home insurance premiums in the future as scientists working for a drilling company admitted that that their gas exploration activities probably caused the two minor earthquakes that hit the region earlier this year.
Geological risks associated with fracking
Workers for the Cuadrilla Resources Company have stopped their controversial method of extracting resources from the ground, known as fracking, until more tests have been carried out. The […]

Super fast broadband plan brought forward

In what should prove to be great news for homeowners across the UK, British Telecom (BT) has announced that it plans to bring forward the date when the majority of homes in the country have access to super fast broadband.
Online shopping experience will improve
The plan to bring forward access to fast broadband will help households across the country in many ways, not least for those looking to save money and time. Super fast broadband […]

Sunny Side Up – Go Solar with HomeQuoteDirect


With the cost of solar panels dropping by almost 60% in the last three years, sustainable energy in the guise of solar photovoltaic panels are now becoming an affordable option for homeowners and householders in the UK.
Buying an option for the comfortably well off
There are two distinct ways properties can benefit from solar heating. The first option is to pay for the system yourself and benefit from the Feed in Tariff (FIT) set by […]

Flooding demonstrates the need for good cover

The value of a good home insurance policy has once again been demonstrated over the last 24 hours as flash flooding and torrential rain have blighted many areas of the UK and Ireland.
More to come
Homeowners have found that their household premiums of just a few pounds a week will have saved them thousands of pounds after floodwaters entered their homes. It would seem that others in the east of the country, who don’t have […]

Winter weather will kill thousands of UK citizens


As the UK prepares for winter, experts are warning that extreme cold spells will push up the already worrying numbers of Britons dying from the cold weather.
Uncomfortable choices
With the nation in the grip of economic downturn the last thing the country needs is a bad winter to rival the last two. Homeowners are already struggling to pay for items such as household insurance, luxury food items and non essential motoring. If heating requirements shoot up […]

ITEM club urge interest rate cut to encourage growth

On the day when the UK Government is expected to announce inflation has hit record heights, an influential group of financiers has said the economic situation in the country has deteriorated over the last three months and drastic action is needed to redress the balance.
Rate more than double the target
The continuing spiral of increased costs affecting fuel, food, heating and home insurance quotes will be reflected in today’s latest inflation figures. Experts expect the […]