Category Archives: property risk

What is Subsidence?

and how to spot the warning signs of subsidence?
2018 saw a record high number of claims in subsidence between July and September. Last years record-breaking summer could be the cause of the increase in claims. According to recent data from the Association of British Insurers (ABI), homeowners made claims totalling £64 million to deal with subsidence.
 
What is subsidence?
Subsidence is where the soil beneath a building’s foundations becomes unstable. As the ground shifts, the foundations become misaligned. 
 
What are the causes of subsidence?
Most common are:

Shrinking soil – […]

Is your home winter ready?

 
Make sure that your home is winter ready. It’s all so easy to assume that because everything is working at the moment, that there won’t be an issue.
Prepare

Tidy up the garden – Trampolines, toys and garden furniture can become dangerous, especially in windy weather. Not only to your house but also your neighbours. It’s also worth taking the time to prune any trees or bushes. This will reduce the build-up of leaves on your property.
Clearing your gutters – Autumn leaves look lovely, but the falling […]

Keycare Insurance Cover now Available from Us!

For a quote, call us now on 0344 557 1204
Bedford Keycare
KeyCare Insurance – The Benefits:
• Up to 35% of keys are recovered
• No excess to pay at point of claim
• Protects No Claims Record on car / home insurance policy
• Any keys attached to the fob are covered, including Infra-Red remote
• Personal security is never compromised
• Available 365 days a year, 7 days a week, 24 hours […]

Uninsurable Home Areas In The UK

How do you know if you are uninsurable?

uninsurable risk – noun 

a situation that you cannot protect yourself against by buying insurance because it is impossible to calculate how likely it is to happen, or how much damage it will cause:
In many cases catastrophes, such as earthquakes, have become uninsurable risks.​

a situation for which an insurance company will not provide insurance, because, for example, it is certain to happen:
A person suffering from a terminal illness is considered to be an uninsurable risk.

Generally, you are able to get […]