Category Archives: property damage

What is Subsidence?

Posted on 15th July 2019

and how to spot the warning signs of subsidence?
2018 saw a record high number of claims in subsidence between July and September. Last years record-breaking summer could be the cause of the increase in claims. According to recent data from the Association of British Insurers (ABI), homeowners made claims totalling £64 million to deal with subsidence.
 
What is subsidence?
Subsidence is where the soil beneath a building’s foundations becomes unstable. As the ground shifts, the foundations become misaligned. 
 
What are the causes of subsidence?
Most common are:

Shrinking soil – […]

Is your home winter ready?

Posted on 10th December 2018

 
Make sure that your home is winter ready. It’s all so easy to assume that because everything is working at the moment, that there won’t be an issue.
Prepare

Tidy up the garden – Trampolines, toys and garden furniture can become dangerous, especially in windy weather. Not only to your house but also your neighbours. It’s also worth taking the time to prune any trees or bushes. This will reduce the build-up of leaves on your property.
Clearing your gutters – Autumn leaves look lovely, but the falling […]

Flooding demonstrates the need for good cover

Posted on 25th October 2011

The value of a good home insurance policy has once again been demonstrated over the last 24 hours as flash flooding and torrential rain have blighted many areas of the UK and Ireland.
More to come
Homeowners have found that their household premiums of just a few pounds a week will have saved them thousands of pounds after floodwaters entered their homes. It would seem that others in the east of the country, who don’t have home contents insurance, still have the chance to get covered but […]

Decorating – Cushions don’t always cost pin money

Posted on 16th August 2011

Decorating a home is very much dependant on the taste of the individual, homes across the UK are personalised in so many different ways that it is really difficult to put some into a category such as minimalist, contemporary or classic, and to be honest it doesn’t really matter.
Owner should feel at ease
The main concept when it comes to decorating your home is will it make you comfortable? If the answer to that question is yes then you are on the right lines. All that […]