Category Archives: Possessions Insurance

Families missing out as homes remain empty

Families missing out as homes remain empty
Local councils and housing associations in the Black Country are missing out on huge amounts of rent because of void properties. This is despite a waiting list that totals thousands of people.
A void property is one that has recently become empty and is waiting to be re-let. Insurance companies are also missing out as these empty properties mean families will not take out cheap home insurance until they move into the house.
Dudley Council could have had an extra £352,000 […]

Comfort is the key – furnishing your property

When it comes to furnishing a new home there is little more that’s important than creating a comfortable main living space. It is the place where the family come together most often and where comfort encourages relaxation and openness.
Make sure it fits
The seating in this room is crucial and worth spending a little extra on to get right. It is important to choose a sofa that will look good and be proportionate in your living room, so take careful measurements and make sure that what […]

Take time in organising insurance

For those families lucky enough to be purchasing new home insurance for the first time it is important they consider how much cover they need and exactly what sort of cover is requires.
Legal requirement
Of course the mortgage provider will insist that the skeleton of the home (bricks and mortar, fixtures and fittings) will be covered by buildings insurance. The inside of the home is a different matter completely and it is up to the new home buyer whether they want to buy contents insurance. Most […]

Decorating – Cushions don’t always cost pin money

Decorating a home is very much dependant on the taste of the individual, homes across the UK are personalised in so many different ways that it is really difficult to put some into a category such as minimalist, contemporary or classic, and to be honest it doesn’t really matter.
Owner should feel at ease
The main concept when it comes to decorating your home is will it make you comfortable? If the answer to that question is yes then you are on the right lines. All that […]

Memory stick lost after contractor stops for drink at his local pub

Two London housing bodies are in trouble with privacy watchdogs after one of their contractors lost an unencrypted memory stick in a pub. The memory stick held data on 27,000 tenants of Lewisham Homes and Wandle Housing Association.
Privacy watchdogs revealed the unencrypted stick also held the tenants’ bank account details. Thankfully no harm was done because the lost stick was found by a Good Samaritan who handed it into the police. Despite this, both housing bodies have been publicly named and shamed over the lapse […]

Precious metals high on thieves shopping lists

The ever increasing price of precious metals across the world is having a profound effect on crime figures in the UK. Many cases of copper and lead thefts from railway lines and public buildings have hit the headlines over the last few months, now homeowners are being warned to ensure their home owner insurance policies are up to date and fully comprehensive as the thieves target private homes in their quest for easy pickings.
Soaring precious metal prices
The price of gold and silver is at record […]

Make some New Year’s resolutions for the home

Just after Christmas every year, people make New Year resolutions in an effort to improve themselves. It may involve taking more exercise, drinking a lot less and quitting smoking, all of which are easily made and easily broken promises. Indeed once the initial enthusiasm wears off, not many can really claim to stick to the resolutions. New Year’s resolutions do not just have to be about people though, why not make some resolutions to improve your home?
They do not have to be big expensive projects […]

Don’t get caught out, backup the computer today

With so many expensive items in homes throughout the country, it is vital to have household insurance which will replace items should the worst happen. However, it is possible to lose everything on a home computer without the machine being stolen at all.
Backing up a computer is one of those things that many people always promise themselves that they will do, but never get round to it. If a computer or laptop dies and the hard drive is lost, including all of the applications and […]

The mouse that everyone needs

Before 1984, the thought of a mouse being inside most homes and people happily handling the mouse on a daily basis would have been crazy talk. However, 26 years later, that is what happens in millions of homes and offices throughout the world. The Mouse first entered into the public consciousness with the introduction of the Apple Macintosh, and since then they have helped to completely redefine the way that we use computers today.
Every day of computing life, means reaching out for the mouse whenever […]

Students urged to protect themselves

Next month, new students starting university will take an average of £4,000 worth of belongings with them, making protection against theft essential. Research has found that a third of the value of these possessions will be carried with them when they are out and about. The average student will leave their digs with over £1,300 worth of possessions on them; these will include books, bikes, clothing, laptops, MP3 Players, smart phones, clothing and even cash. Other items that make up the total value of possessions […]