Make sure that your home is winter ready. It’s all so easy to assume that because everything is working at the moment, that there won’t be an issue.
Tidy up the garden – Trampolines, toys and garden furniture can become dangerous, especially in windy weather. Not only to your house but also your neighbours. It’s also worth taking the time to prune any trees or bushes. This will reduce the build-up of leaves on your property.
Clearing your gutters – Autumn leaves look lovely, but the falling […]
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KeyCare Insurance – The Benefits:
• Up to 35% of keys are recovered
• No excess to pay at point of claim
• Protects No Claims Record on car / home insurance policy
• Any keys attached to the fob are covered, including Infra-Red remote
• Personal security is never compromised
• Available 365 days a year, 7 days a week, 24 hours […]
Home security is of the utmost importance, especially over the festive period – Homeowners across the UK are given warning today that their property could easily be one of the 70,000 houses that are broken into by criminals over the festive season.
Insurance companies well versed in handing out Christmas claim forms for household insurance owners say that without doubt December is the worst month for burglaries everywhere in Britain. New research suggests that the early hours of Christmas Day is a hot spot for break-ins […]
How do you know if you are uninsurable?
uninsurable risk – noun
a situation that you cannot protect yourself against by buying insurance because it is impossible to calculate how likely it is to happen, or how much damage it will cause:
In many cases catastrophes, such as earthquakes, have become uninsurable risks.
a situation for which an insurance company will not provide insurance, because, for example, it is certain to happen:
A person suffering from a terminal illness is considered to be an uninsurable risk.
Generally, you are able to get […]
In the UK, there are some blackspots that are notorious for thefts and break in’s.
As a rule of thumb, you will often find that the crime rate depends on the density of the area. You will find that in rural areas, the crime rate is typically lower than you will find in higher density city areas.
UK’s Burglary Blackspots
Below are the most notorious areas for household theft and burglary.
UK Burglary Safespots
The area’s that are the least burgled in the UK are:
Broadland in Norfolk
Homeowners in the North West of England may find themselves paying higher home insurance premiums in the future as scientists working for a drilling company admitted that that their gas exploration activities probably caused the two minor earthquakes that hit the region earlier this year.
Geological risks associated with fracking
Workers for the Cuadrilla Resources Company have stopped their controversial method of extracting resources from the ground, known as fracking, until more tests have been carried out. The […]
The value of a good home insurance policy has once again been demonstrated over the last 24 hours as flash flooding and torrential rain have blighted many areas of the UK and Ireland.
More to come
Homeowners have found that their household premiums of just a few pounds a week will have saved them thousands of pounds after floodwaters entered their homes. It would seem that others in the east of the country, who don’t have […]
At a time when homeowners across the UK are faced with rises in homeowners insurance premiums based on post code information collated by insurance providers, the latest statistics for August 2011 on the Governments internet crime maps make very interesting reading.
Scenes of mayhem
Of course, August 2011 was the month when many of the UK’s major cities fell victim to looters and rioters in their thousands. Graphic television newsreel showed hundreds of rioters stealing, breaking windows, setting […]
As areas of London endured their third night of rioting this week, the value of household insurance cover has never been better illustrated. Cars, business and homes have all been damaged by the disturbing anti-social behaviour, and homeowners without household insurance must be worried that they could lose their entire possessions through absolutely no fault of their own.
Tottenham the catalyst
The riots which started in the North London district […]
Homeowners in the UK will be delighted to know that at long last a national crime database is to be launched. The National Police Improvement Authority (NPIA) will oversee the database that goes live today and it means that over 50 police forces in England and Wales can share information on the activities of criminals.
Database may cover for loss of neighbourhood constable
It will come as a relief to many people who worry constantly about security […]