Category Archives: Home Insurance

86% Of British Homes are under insured

A leading insurance provider has revealed that the vast majority of British home owners are running the risk of their property being under insured. They should choose a policy provides cover for the full reinstatement value, said the insurer.
It is argued that property owners should obtain a professional valuation for insurance purposes. Any valuation provided by a  bank or estate agency is unlikely to give a fair reflection of the cost of rebuilding a home.
Mike Colmans, a leading insurance expert, said, ‘having accurate sums insured […]

Blackspots VS Safespots for Burglary In The UK.

Introduction
In the UK, there are some blackspots that are notorious for thefts and break in’s.
As a rule of thumb, you will often find that the crime rate depends on the density of the area. You will find that in rural areas, the crime rate is typically lower than you will find in higher density city areas.
UK’s Burglary Blackspots
Below are the most notorious areas for household theft and burglary.

London

Hackney
Clapham
Hornsey
Croydon

Nottingham

Arnold
West Bridgeford

Leicester
Leeds

Roundhay

Bristol
Cheshire

UK Burglary Safespots
The area’s that are the least burgled in the UK are:

County Durham

Teesdale

Manchester

Broadland in Norfolk

Sheffield

Economic […]

Controversial drilling procedure may affect home insurance premiums

Homeowners in the North West of England may find themselves paying higher home insurance premiums in the future as scientists working for a drilling company admitted that that their gas exploration activities probably caused the two minor earthquakes that hit the region earlier this year.
Geological risks associated with fracking
Workers for the Cuadrilla Resources Company have stopped their controversial method of extracting resources from the ground, known as fracking, until more tests have been carried out. The process which involves the injection of water and chemicals […]

Super fast broadband plan brought forward

In what should prove to be great news for homeowners across the UK, British Telecom (BT) has announced that it plans to bring forward the date when the majority of homes in the country have access to super fast broadband.
Online shopping experience will improve
The plan to bring forward access to fast broadband will help households across the country in many ways, not least for those looking to save money and time. Super fast broadband will enable consumers to shop online more comfortably and should make […]

Sunny Side Up – Go Solar with HomeQuoteDirect

 
With the cost of solar panels dropping by almost 60% in the last three years, sustainable energy in the guise of solar photovoltaic panels are now becoming an affordable option for homeowners and householders in the UK.
Buying an option for the comfortably well off
There are two distinct ways properties can benefit from solar heating. The first option is to pay for the system yourself and benefit from the Feed in Tariff (FIT) set by the Government, which on a 3 WP system should return around […]

Winter weather will kill thousands of UK citizens

 
As the UK prepares for winter, experts are warning that extreme cold spells will push up the already worrying numbers of Britons dying from the cold weather.
Uncomfortable choices
With the nation in the grip of economic downturn the last thing the country needs is a bad winter to rival the last two. Homeowners are already struggling to pay for items such as household insurance, luxury food items and non essential motoring. If heating requirements shoot up because of a cold snap, experts are warning the choice […]

ITEM club urge interest rate cut to encourage growth

On the day when the UK Government is expected to announce inflation has hit record heights, an influential group of financiers has said the economic situation in the country has deteriorated over the last three months and drastic action is needed to redress the balance.
Rate more than double the target
The continuing spiral of increased costs affecting fuel, food, heating and home insurance quotes will be reflected in today’s latest inflation figures. Experts expect the figure to be around 5.2%, well over the Bank of England’s […]

Energy companies misleading customers on cheapest deals

At a time when clarity in costing and pricing is becoming all important to the UK’s beleaguered homeowners, the tactics of Britain’s largest energy companies are being called into question.
Consumer experts catch companies out
There is little doubt that the cost of energy, fuel, household insurance and food is responsible for a big slice of the inflation cake that is currently rising on the back burner of the UK economy. While financiers and politicians warn of a double dip recession households throughout the country are taking […]

Riots make no impression on crime figures at Government website

At a time when homeowners across the UK are faced with rises in homeowners insurance premiums based on post code information collated by insurance providers, the latest statistics for August 2011 on the Governments internet crime maps make very interesting reading.
Scenes of mayhem
Of course, August 2011 was the month when many of the UK’s major cities fell victim to looters and rioters in their thousands. Graphic television newsreel showed hundreds of rioters stealing, breaking windows, setting fire to vehicles and assaulting innocent people in dozens […]

Is it a post code lottery when it comes to insurance?

While most homeowners realise the value of a good home insurance policy, it is doubtful that many know how much the premiums of a policy depend on the geographical situation their home is in.
Riot torn London and Channel Island haven come out best
According to a recent report by a well known home insurance comparison site the difference in an identical policy from one area of the UK to another is staggering. In many cases the differences in prices are also very hard to understand. For […]