Ok, so maybe insurance isn’t the most romantic gift you can give this Valentine’s Day. In fact, it’s not romantic at all. However, it’s worth keeping it in mind, especially if you gave/received jewellery for this time of year.
A recent Allianz research poll found that more than one in four women can expect to receive jewellery as a gift on Valentine’s Day.
What you may not know, that although jewellery is covered by contents insurance, it isn’t in the event you should lose it outside of […]
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KeyCare Insurance – The Benefits:
• Up to 35% of keys are recovered
• No excess to pay at point of claim
• Protects No Claims Record on car / home insurance policy
• Any keys attached to the fob are covered, including Infra-Red remote
• Personal security is never compromised
• Available 365 days a year, 7 days a week, 24 hours […]
A huge 84% of UK households have gas central heating, making radiator maintenance an essential job for most of us. But while it’s simple enough to carry out, it’s a task we often overlook.
Knowing how to bleed a radiator can make your heating more energy efficient, keep your boiler in peak condition and it will save you money on gas heating costs. And a bit of basic know-how can prevent all kinds of problems; from inefficient heating to rust, leaks and dreaded boiler damage.
In this […]
How to get rid of mould… For good!
Mould and mildew are a nightmare for any homeowner. They’re an eye-sore, a health hazard, and can spread like wildfire.
Whether you’ve spotted a small patch of mildew in the bathroom or a larger chunk on an external wall, getting rid of it should be your first priority. The next step is to find out what’s causing it, so you stop it from happening again.
Mould is often a sign of a […]
Families missing out as homes remain empty
Local councils and housing associations in the Black Country are missing out on huge amounts of rent because of void properties. This is despite a waiting list that totals thousands of people.
A void property is one that has recently become empty and is waiting to be re-let. Insurance companies are also missing out as these empty properties mean families will not take out cheap home insurance until they move into the house.
Dudley Council could have had an extra £352,000 […]
As a child I remember the family huddled around the fireplace on a cold night, and if it got really cold, my father would even light the fire. For thousands of years the fireplace has been an important part of the house. Early versions of a fireplace would see it located in the centre of a room, but as time moved on, so did the fireplace, to where we find it today, up against a wall. With central heating now warming homes, the fireplace is […]
We have just had the hottest weekend of the year and up and down the country barbecues will have been taken from sheds and garages, dusted down and prepared for cooking all kinds of meat. Barbecues have moved on in recent years and you can pay a lot of money for a top of the range one. With this in mind, ensure your household insurance covers theft from the garden, as you are outside more at this time of year. It is also easy to […]
A leading insurance provider has revealed that the vast majority of British home owners are running the risk of their property being under insured. They should choose a policy provides cover for the full reinstatement value, said the insurer.
It is argued that property owners should obtain a professional valuation for insurance purposes. Any valuation provided by a bank or estate agency is unlikely to give a fair reflection of the cost of rebuilding a home.
Mike Colmans, a leading insurance expert, said, ‘having accurate sums insured […]
In the UK, there are some blackspots that are notorious for thefts and break in’s.
As a rule of thumb, you will often find that the crime rate depends on the density of the area. You will find that in rural areas, the crime rate is typically lower than you will find in higher density city areas.
UK’s Burglary Blackspots
Below are the most notorious areas for household theft and burglary.
UK Burglary Safespots
The area’s that are the least burgled in the UK are:
Broadland in Norfolk
Homeowners in the North West of England may find themselves paying higher home insurance premiums in the future as scientists working for a drilling company admitted that that their gas exploration activities probably caused the two minor earthquakes that hit the region earlier this year.
Geological risks associated with fracking
Workers for the Cuadrilla Resources Company have stopped their controversial method of extracting resources from the ground, known as fracking, until more tests have been carried out. The […]