Category Archives: Home Insurance

What is Subsidence?

and how to spot the warning signs of subsidence?
2018 saw a record high number of claims in subsidence between July and September. Last years record-breaking summer could be the cause of the increase in claims. According to recent data from the Association of British Insurers (ABI), homeowners made claims totalling £64 million to deal with subsidence.
 
What is subsidence?
Subsidence is where the soil beneath a building’s foundations becomes unstable. As the ground shifts, the foundations become misaligned. 
 
What are the causes of subsidence?
Most common are:

Shrinking soil – […]

Spring Clean your Home Insurance

 
At this time of the year, it’s not only your house that could do with a spring clean. Now is a great time to make sure your insurance meets your needs.
Whether it’s home insurance, car insurance, van insurance or property insurance it’s worth keeping your insurer up-to-date with any changes in your circumstances or …
Here are 6 simple questions to ask yourself:

Gotten a new job? Congratulations! Once you’ve got your first day out of the way, call your insurer. Different occupations will have an effect […]

Chocolates? Flowers? Jewellery? Insurance?

 
Ok, so maybe insurance isn’t the most romantic gift you can give this Valentine’s Day. In fact, it’s not romantic at all. However, it’s worth keeping it in mind, especially if you gave/received jewellery for this time of year.
A recent Allianz research poll found that more than one in four women can expect to receive jewellery as a gift on Valentine’s Day.
What you may not know, that although jewellery is covered by contents insurance, it isn’t in the event you should lose it outside of […]

Keycare Insurance Cover now Available from Us!

For a quote, call us now on 0344 557 1204
Bedford Keycare
KeyCare Insurance – The Benefits:
• Up to 35% of keys are recovered
• No excess to pay at point of claim
• Protects No Claims Record on car / home insurance policy
• Any keys attached to the fob are covered, including Infra-Red remote
• Personal security is never compromised
• Available 365 days a year, 7 days a week, 24 hours […]

Radiator – Basic maintenance

A huge 84% of UK households have gas central heating, making radiator maintenance an essential job for most of us. But while it’s simple enough to carry out, it’s a task we often overlook.
Knowing how to bleed a radiator can make your heating more energy efficient, keep your boiler in peak condition and it will save you money on gas heating costs. And a bit of basic know-how can prevent all kinds of problems; from inefficient heating to rust, leaks and dreaded boiler damage.
In this […]

Get rid of mould – for good

How to get rid of mould… For good!
How to get rid of mould... For good!

Mould and mildew are a nightmare for any homeowner. They’re an eye-sore, a health hazard, and can spread like wildfire.
Whether you’ve spotted a small patch of mildew in the bathroom or a larger chunk on an external wall, getting rid of it should be your first priority. The next step is to find out what’s causing it, so you stop it from happening again.
Mould is often a sign of a […]

Families missing out as homes remain empty

Families missing out as homes remain empty
Local councils and housing associations in the Black Country are missing out on huge amounts of rent because of void properties. This is despite a waiting list that totals thousands of people.
A void property is one that has recently become empty and is waiting to be re-let. Insurance companies are also missing out as these empty properties mean families will not take out cheap home insurance until they move into the house.
Dudley Council could have had an extra £352,000 […]

A mantel makes a fire light up

As a child I remember the family huddled around the fireplace on a cold night, and if it got really cold, my father would even light the fire. For thousands of years the fireplace has been an important part of the house. Early versions of a fireplace would see it located in the centre of a room, but as time moved on, so did the fireplace, to where we find it today, up against a wall. With central heating now warming homes, the fireplace is […]

Try a Green Barbecue

We have just had the hottest weekend of the year and up and down the country barbecues will have been taken from sheds and garages, dusted down and prepared for cooking all kinds of meat. Barbecues have moved on in recent years and you can pay a lot of money for a top of the range one. With this in mind, ensure your household insurance covers theft from the garden, as you are outside more at this time of year.  It is also easy to […]

86% Of British Homes are under insured

A leading insurance provider has revealed that the vast majority of British home owners are running the risk of their property being under insured. They should choose a policy provides cover for the full reinstatement value, said the insurer.
It is argued that property owners should obtain a professional valuation for insurance purposes. Any valuation provided by a  bank or estate agency is unlikely to give a fair reflection of the cost of rebuilding a home.
Mike Colmans, a leading insurance expert, said, ‘having accurate sums insured […]