Category Archives: First Time Buyers

Super fast broadband plan brought forward

In what should prove to be great news for homeowners across the UK, British Telecom (BT) has announced that it plans to bring forward the date when the majority of homes in the country have access to super fast broadband.
Online shopping experience will improve
The plan to bring forward access to fast broadband will help households across the country in many ways, not least for those looking to save money and time. Super fast broadband will enable consumers to shop online more comfortably and should make […]

ITEM club urge interest rate cut to encourage growth

On the day when the UK Government is expected to announce inflation has hit record heights, an influential group of financiers has said the economic situation in the country has deteriorated over the last three months and drastic action is needed to redress the balance.
Rate more than double the target
The continuing spiral of increased costs affecting fuel, food, heating and home insurance quotes will be reflected in today’s latest inflation figures. Experts expect the figure to be around 5.2%, well over the Bank of England’s […]

Energy companies misleading customers on cheapest deals

At a time when clarity in costing and pricing is becoming all important to the UK’s beleaguered homeowners, the tactics of Britain’s largest energy companies are being called into question.
Consumer experts catch companies out
There is little doubt that the cost of energy, fuel, household insurance and food is responsible for a big slice of the inflation cake that is currently rising on the back burner of the UK economy. While financiers and politicians warn of a double dip recession households throughout the country are taking […]

Riots make no impression on crime figures at Government website

At a time when homeowners across the UK are faced with rises in homeowners insurance premiums based on post code information collated by insurance providers, the latest statistics for August 2011 on the Governments internet crime maps make very interesting reading.
Scenes of mayhem
Of course, August 2011 was the month when many of the UK’s major cities fell victim to looters and rioters in their thousands. Graphic television newsreel showed hundreds of rioters stealing, breaking windows, setting fire to vehicles and assaulting innocent people in dozens […]

Is it a post code lottery when it comes to insurance?

While most homeowners realise the value of a good home insurance policy, it is doubtful that many know how much the premiums of a policy depend on the geographical situation their home is in.
Riot torn London and Channel Island haven come out best
According to a recent report by a well known home insurance comparison site the difference in an identical policy from one area of the UK to another is staggering. In many cases the differences in prices are also very hard to understand. For […]

The ultimate DIY job

 
Every year in the UK around 15,000 couples take on one of the most testing challenges a relationship can experience. No it’s not entering a Mr & Mrs contest, nor is it listing each other’s faults, it’s more serious than both of those, it’s building their own home.
A rewarding challenge
At a time when mortgages for first time buyers have never been harder to find, it would seem ludicrous that couples should actually think of going out, finding a loan provider and taking out new home […]

Comfort is the key – furnishing your property

When it comes to furnishing a new home there is little more that’s important than creating a comfortable main living space. It is the place where the family come together most often and where comfort encourages relaxation and openness.
Make sure it fits
The seating in this room is crucial and worth spending a little extra on to get right. It is important to choose a sofa that will look good and be proportionate in your living room, so take careful measurements and make sure that what […]

Take time in organising insurance

For those families lucky enough to be purchasing new home insurance for the first time it is important they consider how much cover they need and exactly what sort of cover is requires.
Legal requirement
Of course the mortgage provider will insist that the skeleton of the home (bricks and mortar, fixtures and fittings) will be covered by buildings insurance. The inside of the home is a different matter completely and it is up to the new home buyer whether they want to buy contents insurance. Most […]

Parents prepared to pay over the odds to live near a good school

A report by one of Europe’s largest banks suggests that home hunters are prepared to up their budget if it means securing a place in a good school for their children.
Budget breaker
The report by Santander bank revealed that people preparing to move home or buy for the first time have a set idea on just how much they want to spend when it comes to buying the home, organising household insurance, and paying council taxes, but they are prepared to go well over budget for […]

Lighting the way

Moving into a new home is an exciting proposition. Once contracts have been exchanged and the basic essentials such as home insurance quotes, utility contracts and mortgage payments have been sorted out, it is time to get down to decorating your home.
Creating an atmosphere
Of course everyone has a budget and everyone has their own ideas about where that budget may best be put to good use. For many people creating the perfect atmosphere in a room is the most important feature and for this, use […]