Category Archives: First Time Buyers

Keycare Insurance Cover now Available from Us!

For a quote, call us now on 0344 557 1204
Bedford Keycare
KeyCare Insurance – The Benefits:
• Up to 35% of keys are recovered
• No excess to pay at point of claim
• Protects No Claims Record on car / home insurance policy
• Any keys attached to the fob are covered, including Infra-Red remote
• Personal security is never compromised
• Available 365 days a year, 7 days a week, 24 hours […]

Treating Mildew

Treating mildew can be a bit of a pain, If you notice that you have mildew on the walls in your home, then you should act quickly as left untreated, you may well have a health issue on your hands.
It is quite common to see mildew on interior walls. It is a fungus which is a greeny/brown colour, and will generally be in the corner of a wall near the ceiling in a small bathroom and can even grow in a room that gets a […]

Radiator – Basic maintenance

A huge 84% of UK households have gas central heating, making radiator maintenance an essential job for most of us. But while it’s simple enough to carry out, it’s a task we often overlook.
Knowing how to bleed a radiator can make your heating more energy efficient, keep your boiler in peak condition and it will save you money on gas heating costs. And a bit of basic know-how can prevent all kinds of problems; from inefficient heating to rust, leaks and dreaded boiler damage.
In this […]

clean your guttering

Why it is important to clean your guttering regularly
 
Even though they’re “out of sight and out of mind” for the majority of the time, your gutters actually play a huge role in the structural integrity of your house, and keeping them clean is a great way to avoid the potentially costly expense of gutter repairs.
Gutters have one job: to guide rainwater off your roof and straight down the drain. Despite their importance, though, it can be all too easy to forget about them until something […]

Get rid of mould – for good

How to get rid of mould… For good!
How to get rid of mould... For good!

Mould and mildew are a nightmare for any homeowner. They’re an eye-sore, a health hazard, and can spread like wildfire.
Whether you’ve spotted a small patch of mildew in the bathroom or a larger chunk on an external wall, getting rid of it should be your first priority. The next step is to find out what’s causing it, so you stop it from happening again.
Mould is often a sign of a […]

Home Security – The season of goodwill not quite the case for all

Home security is of the utmost importance, especially over the festive period – Homeowners across the UK are given warning today that their property could easily be one of the 70,000 houses that are broken into by criminals over the festive season.
Insurance companies well versed in handing out Christmas claim forms for household insurance owners say that without doubt December is the worst month for burglaries everywhere in Britain. New research suggests that the early hours of Christmas Day is a hot spot for break-ins […]

Families missing out as homes remain empty

Families missing out as homes remain empty
Local councils and housing associations in the Black Country are missing out on huge amounts of rent because of void properties. This is despite a waiting list that totals thousands of people.
A void property is one that has recently become empty and is waiting to be re-let. Insurance companies are also missing out as these empty properties mean families will not take out cheap home insurance until they move into the house.
Dudley Council could have had an extra £352,000 […]

86% Of British Homes are under insured

A leading insurance provider has revealed that the vast majority of British home owners are running the risk of their property being under insured. They should choose a policy provides cover for the full reinstatement value, said the insurer.
It is argued that property owners should obtain a professional valuation for insurance purposes. Any valuation provided by a  bank or estate agency is unlikely to give a fair reflection of the cost of rebuilding a home.
Mike Colmans, a leading insurance expert, said, ‘having accurate sums insured […]

Blackspots VS Safespots for Burglary In The UK.

Introduction
In the UK, there are some blackspots that are notorious for thefts and break in’s.
As a rule of thumb, you will often find that the crime rate depends on the density of the area. You will find that in rural areas, the crime rate is typically lower than you will find in higher density city areas.
UK’s Burglary Blackspots
Below are the most notorious areas for household theft and burglary.

London

Hackney
Clapham
Hornsey
Croydon

Nottingham

Arnold
West Bridgeford

Leicester
Leeds

Roundhay

Bristol
Cheshire

UK Burglary Safespots
The area’s that are the least burgled in the UK are:

County Durham

Teesdale

Manchester

Broadland in Norfolk

Sheffield

Economic […]

Controversial drilling procedure may affect home insurance premiums

Homeowners in the North West of England may find themselves paying higher home insurance premiums in the future as scientists working for a drilling company admitted that that their gas exploration activities probably caused the two minor earthquakes that hit the region earlier this year.
Geological risks associated with fracking
Workers for the Cuadrilla Resources Company have stopped their controversial method of extracting resources from the ground, known as fracking, until more tests have been carried out. The […]