and how to spot the warning signs of subsidence?
2018 saw a record high number of claims in subsidence between July and September. Last years record-breaking summer could be the cause of the increase in claims. According to recent data from the Association of British Insurers (ABI), homeowners made claims totalling £64 million to deal with subsidence.
What is subsidence?
Subsidence is where the soil beneath a building’s foundations becomes unstable. As the ground shifts, the foundations become misaligned.
What are the causes of subsidence?
Most common are:
Shrinking soil – […]
At this time of the year, it’s not only your house that could do with a spring clean. Now is a great time to make sure your insurance meets your needs.
Whether it’s home insurance, car insurance, van insurance or property insurance it’s worth keeping your insurer up-to-date with any changes in your circumstances or …
Here are 6 simple questions to ask yourself:
Gotten a new job? Congratulations! Once you’ve got your first day out of the way, call your insurer. Different occupations will have an effect […]
Ok, so maybe insurance isn’t the most romantic gift you can give this Valentine’s Day. In fact, it’s not romantic at all. However, it’s worth keeping it in mind, especially if you gave/received jewellery for this time of year.
A recent Allianz research poll found that more than one in four women can expect to receive jewellery as a gift on Valentine’s Day.
What you may not know, that although jewellery is covered by contents insurance, it isn’t in the event you should lose it outside of […]
Make sure that your home is winter ready. It’s all so easy to assume that because everything is working at the moment, that there won’t be an issue.
Tidy up the garden – Trampolines, toys and garden furniture can become dangerous, especially in windy weather. Not only to your house but also your neighbours. It’s also worth taking the time to prune any trees or bushes. This will reduce the build-up of leaves on your property.
Clearing your gutters – Autumn leaves look lovely, but the falling […]
For a quote, call us now on 0344 557 1204
KeyCare Insurance – The Benefits:
• Up to 35% of keys are recovered
• No excess to pay at point of claim
• Protects No Claims Record on car / home insurance policy
• Any keys attached to the fob are covered, including Infra-Red remote
• Personal security is never compromised
• Available 365 days a year, 7 days a week, 24 hours […]
Treating mildew can be a bit of a pain, If you notice that you have mildew on the walls in your home, then you should act quickly as left untreated, you may well have a health issue on your hands.
It is quite common to see mildew on interior walls. It is a fungus which is a greeny/brown colour, and will generally be in the corner of a wall near the ceiling in a small bathroom and can even grow in a room that gets a […]
A huge 84% of UK households have gas central heating, making radiator maintenance an essential job for most of us. But while it’s simple enough to carry out, it’s a task we often overlook.
Knowing how to bleed a radiator can make your heating more energy efficient, keep your boiler in peak condition and it will save you money on gas heating costs. And a bit of basic know-how can prevent all kinds of problems; from inefficient heating to rust, leaks and dreaded boiler damage.
In this […]
What causes condensation and how to stop it
Condensation is one of the most common seasonal issues facing British homeowners, with one in five British homes experiencing condensation related problems during the winter months. What’s more, it’s estimated that around 70% of damp problems can be attributed to condensation.
It doesn’t matter whether you live in a listed building or a newly built apartment – condensation can have a big impact. It might have small beginnings, but if you don’t deal with condensation right away it can […]
Why it is important to clean your guttering regularly
Even though they’re “out of sight and out of mind” for the majority of the time, your gutters actually play a huge role in the structural integrity of your house, and keeping them clean is a great way to avoid the potentially costly expense of gutter repairs.
Gutters have one job: to guide rainwater off your roof and straight down the drain. Despite their importance, though, it can be all too easy to forget about them until something […]
How to get rid of mould… For good!
Mould and mildew are a nightmare for any homeowner. They’re an eye-sore, a health hazard, and can spread like wildfire.
Whether you’ve spotted a small patch of mildew in the bathroom or a larger chunk on an external wall, getting rid of it should be your first priority. The next step is to find out what’s causing it, so you stop it from happening again.
Mould is often a sign of a […]