Home Insurance
Welcome to HomeQuoteDirect, the home insurance website. We compare the market to find you the best deal for your home insurance, with the cover which you need, at the right price – 24 hours a day.
Insurance
At HomeQuoteDirect we are dedicated to finding the right home insurance cover for you. Our unique online quote process ensures you’re only paying for the cover you need – and it’s quick and easy - you’re just three steps away from viewing your quotes!
Looking for Cheaper Home Insurance?
Then look no further! When you get a home insurance quote HomeQuoteDirect we check our panel of insurers, and return you the top three cheapest quotes. Plus, there’s no obligation to buy!
Top Tips for Home Insurance
Do you need to reduce your home insurance premium? Take a peek at our top tips below!
- Shop around
- Make sure you get a number of quotes to make sure you’re not paying more than you should be.
- Don’t accept the first quote you get; and don’t think you have to get your home insurance from your mortgage lender – you’re not obliged to!
- Using a site like HomeQuoteDirect enables you to shop around quickly and easily, as you get a number of quotes from different insurers and there’s only one form to fill in!
- Only Pay for the Cover You Need
- For buildings insurance you only need to insure your property for the cost to rebuild – not the market value. There can be a vast difference!
- Similarly for contents insurance – only insure up to the value of your possessions and be as accurate as you can be.
- Limit the Risk
- If insurers perceive your home to be less of a risk, then the cost of your home insurance is likely to reduce –
- Consider installing smoke alarms and fire extinguishers to reduce the risk of fire damage
- Make sure your home is as secure as possible – consider by installing a NACOSS or SSAIB approved alarm system; fit deadlocks to doors etc
- Don’t Make Unnecessary Claims
- Think before you claim – many companies now incorporate no claims bonuses into their home insurance (just like they do for car insurance). You may find that it’s works out cheaper to pay for any repairs yourself than suffer a rise in your home insurance premium
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