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Posts Tagged ‘winter’

Winter weather will kill thousands of UK citizens

Thursday, October 20th, 2011

As the UK prepares for winter, experts are warning that extreme cold spells will push up the already worrying numbers of Britons dying from the cold weather.

Uncomfortable choices

With the nation in the grip of economic downturn the last thing the country needs is a bad winter to rival the last two. Homeowners are already struggling to pay for items such as household insurance, luxury food items and non essential motoring. If heating requirements shoot up because of a cold snap, experts are warning the choice between buying food or fuel may well cost some people their lives.

Winter weather brings on illness

Figures obtained from the Office of National Statistics suggest that already 27,000 more people die in winter than at any other time in the UK, the majority of which die due to the cold temperatures. It is not a case of people dying from hypothermia it is a case of people typically with heart and lung problems having their illnesses brought on by the cold weather. Worryingly, research is now suggesting that at least 10% of the extra winter deaths happen in homes where the inhabitants are in fuel poverty (a home that spends 10% or more of its income on heating). It seems many people really do have to make a choice between eating or heating.

UK figures worse than Scandinavia

The figures are far worse than those of Sweden, Norway and Finland, countries that all suffer from more severe winters than the UK. Experts are warning the Government that if the austere financial conditions are combined with freezing weather conditions many more households will have to make agonising choices about the quality of their lives. Home contents insurance, hot water and three square meals a day will be luxuries indeed for thousands of homes.

Help is at hand but some will miss out

Charities are concerned about the problem as well, with many demanding that the Government do more. However, the Government will point out they have already introduced the Warm Homes Discount which should knock about £4 a week off winter heating bills and of course millions receive the winter fuel payments. Energy companies are already giving discounted or free insulation to many impoverished households and the “green deal” initiative should offer even better levels of insulation for many in the coming years. Unfortunately there are always people who somehow miss out on the safety net provided by Governments and charities and for those the coming months will prove to be a challenging time.

Tags: Contents Insurance, energy, Fuel Poverty, heating, Home Insurance, household insurance, winter
Posted in Contents Insurance, Home Insurance | No Comments »

Prepare the house for the harsh winter

Tuesday, October 5th, 2010

Unfortunately with summer gone it is now time to start getting the home ready for winter. October should be used as the month to do the projects before November and winter comes knocking at the door.

Arrange to have the boiler inspected if it was not done earlier this year. If this is not done, it could mean some time with no hot water or heating. Also arrange to have the fireplace chimney cleaned. This will ensure the chimney is safe to use during the winter months. It will also avoid what could be a major problem. If birds have built a nest in the chimney during the summer when the fire is not used, the first time a fire is lit, the room may be filled with smoke.

Take a walk around the outside of the house to check if anything needs to be done. Check if any caulking has developed cracks which would allow cold air to get into the home. Inspect the roof and see if any tiles are damaged and in need of replacing.

Clear the gutters and drains of all debris, overflowing gutters can drench walls and cause damage. In cold weather, any water on the paving will freeze so make sure it is well drained, this will avoid any accidents. Check the edges of all of the windows and make sure that any water flows away from the glass and does not collect on the window sill.

Add some weather stripping to any windows or doors that need it. Fix any caulking that was noticed earlier. Fill any holes that are visible around cables and pipes which come through the walls into the home. Filling the holes not only keeps out cold air, it also stops mice coming in and finding a warm place to live during the winter. During the winter the outside of a house will take a battering many times, so a good assessment of its current condition needs to be done.

As the winter is getting closer, everything should be done to prevent the risk of the pipes freezing, which could cause a blockage of the water supply, and in the worst case, lead to the pipes bursting, causing thousands of pounds worth of damage to the home and a claim on the household insurance. When the pipes freeze the flow of the water will be completely blocked. As the water expands it then turns into ice, causing the pipes to burst. It is not only the outdoor pipes that can freeze; pipes that run along an exterior wall will be at risk as well. Both hot and cold water pipes can freeze, so make sure both protected.

Tags: Advice, Home Insurance, housing repairs, winter
Posted in Home Insurance | No Comments »

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