Call Our Experts Today: 0800 48 44 33
Home About Us Contact Us Affiliates Terms &
Conditions
 
This text is replaced by the Flash movie.
Blog Home Page

Posts Tagged ‘heating’

Winter weather will kill thousands of UK citizens

Thursday, October 20th, 2011

As the UK prepares for winter, experts are warning that extreme cold spells will push up the already worrying numbers of Britons dying from the cold weather.

Uncomfortable choices

With the nation in the grip of economic downturn the last thing the country needs is a bad winter to rival the last two. Homeowners are already struggling to pay for items such as household insurance, luxury food items and non essential motoring. If heating requirements shoot up because of a cold snap, experts are warning the choice between buying food or fuel may well cost some people their lives.

Winter weather brings on illness

Figures obtained from the Office of National Statistics suggest that already 27,000 more people die in winter than at any other time in the UK, the majority of which die due to the cold temperatures. It is not a case of people dying from hypothermia it is a case of people typically with heart and lung problems having their illnesses brought on by the cold weather. Worryingly, research is now suggesting that at least 10% of the extra winter deaths happen in homes where the inhabitants are in fuel poverty (a home that spends 10% or more of its income on heating). It seems many people really do have to make a choice between eating or heating.

UK figures worse than Scandinavia

The figures are far worse than those of Sweden, Norway and Finland, countries that all suffer from more severe winters than the UK. Experts are warning the Government that if the austere financial conditions are combined with freezing weather conditions many more households will have to make agonising choices about the quality of their lives. Home contents insurance, hot water and three square meals a day will be luxuries indeed for thousands of homes.

Help is at hand but some will miss out

Charities are concerned about the problem as well, with many demanding that the Government do more. However, the Government will point out they have already introduced the Warm Homes Discount which should knock about £4 a week off winter heating bills and of course millions receive the winter fuel payments. Energy companies are already giving discounted or free insulation to many impoverished households and the “green deal” initiative should offer even better levels of insulation for many in the coming years. Unfortunately there are always people who somehow miss out on the safety net provided by Governments and charities and for those the coming months will prove to be a challenging time.

Tags: Contents Insurance, energy, Fuel Poverty, heating, Home Insurance, household insurance, winter
Posted in Contents Insurance, Home Insurance | No Comments »

Heating the home

Tuesday, February 15th, 2011

With inflation rising and the impact of the austerity cuts imposed by the Government still to fully bear down on the wealth of the nation, the general public can hardly be blamed for getting cold feet about planning any major expenditure. For those moving into a new home, however, there is little choice, necessities such as heating systems, household insurance and council tax must be sorted out quickly.

Fuelling inflation

The aforementioned inflation figures are to a great degree being driven by the spiralling cost of fuel. Most Britons associate the cost of fuel with motoring but in fact expensive fuel prices usually mean expensive heating bills and this affects even more people than does the price of petrol. It is important therefore for homeowners moving into a new home to select the right type of heating.

Which system?

Gas central heating systems are by far the most popular choice of heating for most Britons, but it is not every house that is connected to gas, and for the millions that are not the choice of fuel is definitely more of a complication. Central heating of any kind is welcomed by the majority of homeowners in the UK, as our cold winters mean the entire house needs some sort of heat to make it comfortable. Central heating systems are available in solid fuel, electric and of course oil.

Home insurance claims drop

Nothing looks better than an old fashioned fire place or wood burner and of course an open flame still evokes in many of us warm memories of a childhood where we sat in front of a fire to get warm and even toasted bread there. This no longer happens because open fires are few and far between. It is no coincidence either that home insurance claims have dropped as the number of open fires has diminished in the UK. For all their homely beauty, open fires were the cause of numerous disasters in homes and the cause of many deaths.

Oil central heating is the preferred choice of many but the escalating price of oil at the moment will be enough to put off most people from installing such a system at this time. The cost of benzene, the fuel used in oil central heating, has risen so much this winter that it is actually being investigated by a Government committee this week.

Electric heating has for many years been frowned upon by the general public in the UK because of its expense and the lack of any real aesthetic quality of electric heaters. Both of these problems have now been addressed and systems from countries such as Germany and Sweden which use tiles instead of bricks to store heat, inside radiators which look very much like those used in Gas Central Heating systems, have made them attractive to consumers. These systems make temperature control easier, energy output more controlled and they look much better than the old bulky storage heaters that put many people off choosing electric heating.

Tags: heating, Home Insurance, household insurance, wealth of the nation
Posted in Advice for Tenants, Contents Insurance, Home Insurance | No Comments »

Cardboard can be used to keep the home warmer

Thursday, October 14th, 2010

Having good household insurance gives piece of mind and protection for possessions in the home. It cannot, however, stop heat escaping from the home; but there is an easy and very cheap way to help with this problem.

If there is a room in the home that is not used much and is always very cold in the winter, it could be that all is needed is some more room insulation. Doing this with some corrugated cardboard may sound crazy, but it really is a very effective method of insulation. The best way to use cardboard as insulation is to cover the windows with it. The window will be a major source of heat loss. Corrugated cardboard room insulation is not the most glamorous room design, but it is only temporary and it can be taken down just as easily as it was put up.

The room may be not used for many reasons and with energy bills getting higher each year it is important to keep the heat in the home. Close and lock the windows in the room and then put a layer of duct tape over any area that leaks as this will help the insulating effects of the corrugated cardboard.

Measure the length and width of the window to work out how much cardboard is needed. Using a couple of pieces of cardboard will make a difference, and if they are available three or four pieces will be even better. Use a utility knife to cut the cardboard to the size of the window. Place some drops of glue on one piece of cardboard then place the second piece of cardboard on top of it. Align the edges and do the same with the third and fourth pieces of cardboard. Use the duct tape to stick the edges of the cardboard stack closed. Next, to increase its resistance to heat flow, cover the cardboard with some foil as this will help radiate any heat back into the room. Gently tack the cardboard into place over the window.

Corrugated cardboard is made up of a fluted layer of heavy paper which is sandwiched between two thicker, puncture-resistant layers of heavy paper. The fluting acts as a cushion when the corrugated cardboard is crushed. The flutes in the centre are aligned vertically which add extra strength to the cardboard. Heavy-duty corrugated cardboard, which has multiple layers, provide extra insulation compared to regular cardboard. The heavier the cardboard is the better its insulation qualities.

Tags: cardboard, DIY, heating, Home Insurance
Posted in Contents Insurance, DIY | No Comments »

  • Recent Posts

    • Controversial drilling procedure may affect home insurance premiums
    • Super fast broadband plan brought forward
    • Sunny Side Up
    • Flooding demonstrates the need for good cover
    • Winter weather will kill thousands of UK citizens
  • Categories

    • Advice for Tenants
    • Build Your Own Home
    • Contents Insurance
    • DIY
    • Electricity
    • First Time Buyers
    • Garden
    • Home Insurance
    • Home Security
    • Inflation
    • New Homes
    • Possessions Insurance
    • Saving Money
    • Student Insurance
    • Uncategorized
    • working from home
  • Archives

    • November 2011
    • October 2011
    • September 2011
    • August 2011
    • July 2011
    • June 2011
    • May 2011
    • April 2011
    • March 2011
    • February 2011
    • January 2011
    • December 2010
    • November 2010
    • October 2010
    • September 2010
    • August 2010
    • July 2010
    • June 2010
    • May 2010
    • April 2010
    • June 2009
    • May 2009
    • April 2009
  • Tags

    Advice Advice for Tenants banks buildings and contents insurance cheap home insurance Christmas tree Contents Insurance crime debt DIY energy first home First Time Buyers Garden Garden design Garden Insurance gold heating home improvements Home Insurance Home Insurance Quote Homeowners Homeowners insurance Home Security household insurance house insurance Insurance for Renters Interest rates interior decor interior design Laminate Flooring landlord advice lighting money Mortgage Lenders mortgages Possessions Insurance property market Saving Money tenants Theft Tips wallpaper winter Working at home
  • Blogroll

    • Car Insurance Blog
    • Landlord Insurance Blog
    • Van Insurance Blog

Home Quote Direct – Home Insurance Blog is Designed and Hosted by Gravytrain Limited