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Posts Tagged ‘Garden’

Garden Design

Wednesday, September 29th, 2010

Designing a garden is not an exact science. Plants may not thrive in a particular spot even though you select the right soil conditions, the right position regarding sunlight and feed them with the advised plant food.

Nevertheless, forward planning will produce consistently better results than adopting a haphazard approach. Sitting down with a pencil and paper and giving a little thought to the job in hand should eradicate any major mistakes. Placing a patio in a shaded area, building a parking space too small for a car, or even erecting a boundary wall that does not meet local council rules and regulations can all prove to be costly mistakes. Pre-planning will avoid them.

It is the permanent features of a garden that should be considered first, but bear in mind how they will fit into the planted and turfed areas of the garden; no-one wants to live in a concrete jungle!

Before you even put pen to paper try and get a feel for the sort of garden required and consider whether it will sit happily with the house and its surroundings. Is it to be formal, laid out in straight lines or maybe geometric? Maybe a more relaxed style such as a cottage garden appeals. Whatever takes your fancy there is no shortage of material from which to draw inspiration. Countless books and magazines are devoted to garden design and now there is also the internet to access for ideas.

Be sure to measure the plot of land as accurately as possible especially the diagonals, because what appears to be a square or rectangular may well taper to one end or do something equally as unexpected. Make a note of how the ground slopes, paying attention to the direction and length of the slope. Check how the passage of the sun affects the garden and the direction of the prevailing wind. Don’t forget the angle of the sun will be steeper in summer and that trees planted as a windbreak, will be redundant if they shed their leaves.

Test the soil for condition but remember this can be easily altered by the use of fertilizers and chemicals. Plot the position of features you want to keep in the garden such as existing footpaths, lawned areas and established trees.

When you are happy with your design try it out. Will it be possible say, for two people to pass on the path without stepping into the flower beds? Try placing furniture on the area marked out for the patio to ensure you can sit comfortably and eat a meal with guests. Most people build a patio alongside the house but if you have to place it elsewhere because of the position of the sun will it become a chore to walk back and forth with drinks.

It is always wise to inform your neighbours of your intentions, a wall or trees you intend planting may cause an inconvenience to them that you haven’t thought about. A quick alteration of the plan can avoid years of stress caused by neighbourly disputes.

By the time your garden comes to fruition, there may well be a considerable amount of valuable plants and furniture out there. Remember to cost this into your household insurance policy.

Tags: DIY, Garden, Garden design, Home Insurance, household insurance
Posted in DIY, Garden, Home Insurance | No Comments »

An outside tap can be handy for the garden

Thursday, September 9th, 2010

Fitting an outside tap to a property is always a good idea. Watering the garden and cleaning the car suddenly become so much easier. Some basic plumbing skills are needed for the task of fitting an outside tap but it can be accomplished with care. First job is to turn off the water supply. If there is an isolation valve on the cold water supply pipe, turn the valve off. If there is not, go to the main stopcock which is usually found in the kitchen. When the water supply is turned off, turn on the cold tap on your kitchen sink and run until the water stops and the system is drained.

To install a new tap you will need to drill a hole through the outside wall for the connecting pipe work. The easiest thing to do is to put the tap near an exposed cold water supply close to the sink in the kitchen. Make sure to position the tap at least 250mm above the damp-proof course and mark the screw holes for the tap.

A 15mm diameter pipe will be required to connect the tap to the properties cold water supply. The hole for this will need to be about 150mm above where the earlier marks were made indicating the position of the tap. A quick job to do before drilling the hole is to make a ‘sleeve’ for the pipe to run through using a piece of 22mm diameter plastic pipe. This ‘sleeve’ will stop the pipe rubbing and if the pipe does burst it will stop water leaking out of the hole and also avoid having to claim on any household insurance policy. It is time to drill the hole next and make sure that the hole is big enough to take the diameter of the ‘sleeve’.

Cut through the cold water pipe directly under the hole that has been made in the wall. Use a hacksaw for this job and then file the ends. A T-piece connector is going to be fitted so make sure enough of the pipe has been removed. Connect one end of a short piece of pipe to the T-piece connector and the other end will be connected to the isolation valve, this means that the water supply to the new outside tap can be cut off if and when required. When deciding on whether to use copper or plastic pipes it is worth remembering that copper looks the best out of the two but plastic is much easier to work with. It is also best to use either Push Fit or Compression connectors as they will not need any soldering.

Finally to attach the new tap, drill the holes for the outside tap’s wall plate, use some plugs and then screw the tap plate to the wall. Put some plastic clips on the pipes on the inside which will stop any vibrating. Use a sealant to seal around the pipe. Then turn the water supply back on and hopefully there will be no leaks. If there is no leak, then it is another job well done.

Tags: Garden, Home Insurance
Posted in Advice for Tenants, Contents Insurance, Home Insurance | No Comments »

A tasty way to start saving the planet

Wednesday, July 21st, 2010

Growing your own food is one of the easiest ways of reducing a carbon footprint. There are not many better feelings than snapping off some leeks, pulling a handful of new potatoes or harvesting green beans from the garden. With money still tight for most people, home gardening is a great way to eat affordable and healthy food, as well as connect with nature and have the joy of watching them grow. Leeks are a very easy vegetable to grow and also one of the mildest tasting vegetables in the onion family. Leeks are known for their long stems and are great when used in soups, stews and casseroles, while lettuce is another easy vegetable to grow, and is very popular with gardeners old and new because within 6 weeks of planting, they can be harvested.

Not since The Good Life was on television has the United Kingdom been planting, sowing and harvesting in such numbers. Many people are very worried about food miles while others want to eat more wholesome organic produce, whatever the reason more and more are choosing to grow their own.  It is not surprising then, that sales of vegetable seeds have now overtaken sales of flowers. An important job of being in the garden more is making sure the home is secure; make sure all doors and windows are secure in case any opportunist thieves are in the area. Also if you bring anything valuable out into the garden with you while working, contact your household insurance company to check theft from the garden is covered on the policy.

The good news is that anyone can grow vegetables. It does not matter how big or small the plot size; it can be a window sill or a massive garden. Many are doing organic gardening as a hobby that helps them relax. The organic garden has increased in popularity over the last few years, and even though organic food is very easy to get at all supermarkets, gardeners would rather do it themselves. Organic gardening is very satisfying and is done with the use of no chemical fertilizers no pesticides and no artificial supplements during the growing process. Making the compost is so much more fulfilling than grabbing a bag of chemical fertilizer. It is simply using up garden and kitchen waste material.  Use potato and other vegetable peelings; add some rose cuttings which will help with the texture.

Organic gardening can give a good sense of pride even if the only space available is a small patch of land. It is even possible to get the children involved in organic gardening, by encouraging them to have an interest in how the food is made. They are sure to have some fun helping with the making of the compost, planting seeds and trying to think up ideas on how to remove any bugs. But most of all, they will love eating all the delicious food that has come from the organic garden. “

Tags: Garden, Garden Insurance, Growing vegetables, Home Insurance, Home Security, household insurance, Saving Money
Posted in Advice for Tenants, Contents Insurance, Garden, Home Insurance, Home Security, Possessions Insurance, Saving Money | No Comments »

10 Things To Remember To Avoid Home Thefts.

Thursday, June 25th, 2009

countryboyshaneBelow are 10 practices to use to avoid becoming a victim of home theft.

1. Lock the windows.
Make sure all of your windows are locked as you are leaving your home.

2. Lock the doors.
Make sure all of your doors are locked as you are leaving your home.

3. Turn on the home security alarm.
Ensure that your alarm is turned on as you leave your home (if you have an alarm).

4. Use a visual or audio deterrent.
At night, leave on a light, radio or TV for background noise to deter prying thieves from entering your home.

5. Park your car visibly.
Have a parked car in your driveway to deter prying thieves by giving the impression that someone is home.

6. Have your keys
Ensure that when you are leaving the house, that there are no keys left in the door.

7. Hide your spare key well.
Be security savvy. Don’t leave your spare key in an obvious place where people may find it.

8. Be aware of your living environment.
Ask neighbours to look out for any unusual neighbourhood activity. Participating in a neighbourhood watch scheme is ideal for the local community to look out for each other.

9. Secure your belongings.
You can improve your home contents security by storing your items in a shed, by having a security fence or having a secure chain.

10. Don’t tempt thieves.
Don’t place valuable items such as laptops, TV’s, camera’s and money in plain view plain sight for the public to see.

Image credit: Country_boy_shane

Tags: Advice, Advice for Tenants, Garden, Home Security, Theft, Tips
Posted in Advice for Tenants, Home Security | No Comments »

Caution For Homeowners As Garden Thefts Expected To Rise This Summer.

Tuesday, June 16th, 2009

rainvtHomeQuoteDirect would like to caution homeowners about the growing threat that they face this summer with garden theft. HomeQuoteDirect would like to ask that homeowners be vigilant this summer with securing their shed and garden items.

Garden theft is a growing problem in the UK. The threat of garden theft is highest between March and August. This summer, it is expected that 3 million Britons will fall victim to garden theft. Unfortunately, many Britons purchase tools and other garden items of value and do nothing to protect their goods from being vulnerable to garden theft.

A common misconception amongst Britons is that they don’t expect to be a victim of theft, as well as being prone to other damage such as vandalism or weathering damage. Some of the most notorious areas for garden theft in the UK are in the north of the UK.

Not all household policies cover garden loss, damage or theft. It is up to the individual to check with their broker to ensure that you have adequate cover for your garden tools, equipment and stored items. HomeQuoteDirect also provides household insurance policies that adequately cover your garden against loss, theft or damage.

Some types of theft and damage that is common include:

•    Garden stripping – whereby people (particularly rogue landscapers) steal and resell plundered assets to unsuspecting clients. Cases can be so extreme that people have returned home to find their entire garden and furnishings removed.
•    Garden property vandalism – People damaging the contents within your garden.
•    Shed contents theft – Whereby people break-in to steal valuable items. (Usually bikes or power tools.)

Common items that are targeted include:

•    Barbecues
•    Bicycles
•    Power tools
•    Garden ornaments (such as garden gnomes)
•    Lawn
•    Furniture

Some precautionary measures that homeowners can take during this summer include:
•    Installing security lighting in your garden to deter thieves.
•    Installing a sensor alarm to alert neighbours or authorities against trespassers.
•    Use a pen or engrave identification onto your valuable goods in case of theft.
•    Improve the secure latching on your shed or valuable items.

It would be ideal to take out a policy on your garden contents. Typically, garden policies will cover:
•    Theft
•    Fire
•    Storm/flood damage
•    Malicious damage
•    Accidental damage
•    Damage by wild animals
•    Branches

You can get with a from HomeQuoteDirect’s household insurance policy will usually provide you with basic garden cover, however you may need to adjust your cover to specific items that is in your garden. The basic garden policy can cover you for up to 15% of your value. Click here to get a quote on household insurance from HomeQuoteDirect.

Image credit : rainvt

Tags: Advice for Tenants, Contents Insurance, Garden, Garden Insurance, Home Insurance
Posted in Advice for Tenants, Contents Insurance, Home Insurance, Possessions Insurance, Student Insurance | No Comments »

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