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Posts Tagged ‘Garden design’

Make some New Year’s resolutions for the home

Tuesday, January 11th, 2011

Just after Christmas every year, people make New Year resolutions in an effort to improve themselves. It may involve taking more exercise, drinking a lot less and quitting smoking, all of which are easily made and easily broken promises. Indeed once the initial enthusiasm wears off, not many can really claim to stick to the resolutions. New Year’s resolutions do not just have to be about people though, why not make some resolutions to improve your home?

They do not have to be big expensive projects either, although the goal of a new conservatory will need a reduction in spending it is an excellent reward. Most other projects will require very little time and expense so why not make some resolutions for the home.

Don’t neglect the roof and carry out a visual inspection, taking note of any missing or loose tiles along with any leaking or blocked guttering. Taking early action via maintenance will save a possibly large bill later on down the road, not to mention the potential for considerable damage to the interior of the home. It will also avoid a homeowner making an unnecessary claim on their household insurance.

Regular maintenance of the properties heating system will make sure that it’s working at peak efficiency, plus it will help cut down on the risk of any costly breakdowns or even worse, poisonous fume leaks which can threaten all the occupants of the home. If the home does not already have them, think about fitting some immersion tank and radiator thermostats which will help save some money on the energy bills. Loft insulation is relatively straightforward and more importantly cheap, the savings though, can be massive. Lagging the hot water pipes will make sure no energy is being wasted.

Hang a curtain over all the exit doors and use draught excluders around old door frames, not forgetting the letterbox. Old windows will also need some attention. DIY stores have an array of draught excluding products to seal old windows; these include strips that fit around window openers and films that fit over the glass and window frame. Replace any loose or missing putty on the outside of the windows and use sealants around the frame. If it is possible, think about the long term and consider replacing any old windows and doors with double glazed units.



Tags: Garden design, Home Insurance, interior design
Posted in Contents Insurance, Possessions Insurance | 1 Comment »

Garden Design

Wednesday, September 29th, 2010

Designing a garden is not an exact science. Plants may not thrive in a particular spot even though you select the right soil conditions, the right position regarding sunlight and feed them with the advised plant food.

Nevertheless, forward planning will produce consistently better results than adopting a haphazard approach. Sitting down with a pencil and paper and giving a little thought to the job in hand should eradicate any major mistakes. Placing a patio in a shaded area, building a parking space too small for a car, or even erecting a boundary wall that does not meet local council rules and regulations can all prove to be costly mistakes. Pre-planning will avoid them.

It is the permanent features of a garden that should be considered first, but bear in mind how they will fit into the planted and turfed areas of the garden; no-one wants to live in a concrete jungle!

Before you even put pen to paper try and get a feel for the sort of garden required and consider whether it will sit happily with the house and its surroundings. Is it to be formal, laid out in straight lines or maybe geometric? Maybe a more relaxed style such as a cottage garden appeals. Whatever takes your fancy there is no shortage of material from which to draw inspiration. Countless books and magazines are devoted to garden design and now there is also the internet to access for ideas.

Be sure to measure the plot of land as accurately as possible especially the diagonals, because what appears to be a square or rectangular may well taper to one end or do something equally as unexpected. Make a note of how the ground slopes, paying attention to the direction and length of the slope. Check how the passage of the sun affects the garden and the direction of the prevailing wind. Don’t forget the angle of the sun will be steeper in summer and that trees planted as a windbreak, will be redundant if they shed their leaves.

Test the soil for condition but remember this can be easily altered by the use of fertilizers and chemicals. Plot the position of features you want to keep in the garden such as existing footpaths, lawned areas and established trees.

When you are happy with your design try it out. Will it be possible say, for two people to pass on the path without stepping into the flower beds? Try placing furniture on the area marked out for the patio to ensure you can sit comfortably and eat a meal with guests. Most people build a patio alongside the house but if you have to place it elsewhere because of the position of the sun will it become a chore to walk back and forth with drinks.

It is always wise to inform your neighbours of your intentions, a wall or trees you intend planting may cause an inconvenience to them that you haven’t thought about. A quick alteration of the plan can avoid years of stress caused by neighbourly disputes.

By the time your garden comes to fruition, there may well be a considerable amount of valuable plants and furniture out there. Remember to cost this into your household insurance policy.

Tags: DIY, Garden, Garden design, Home Insurance, household insurance
Posted in DIY, Garden, Home Insurance | No Comments »

Gardens: Add Significant Value to Your Property

Monday, April 12th, 2010

Your home is an extremely important place, both in personal and financial terms.  Property is undoubtedly a valuable asset.  Gardens, though, are a frequently undervalued part of this asset.  In fact, paying care and attention to your garden can greatly increase the value of your property as a whole.

Garden designer Jill Fenwick has said that gardens could well be a key factor in dealing with the current property market with prices falling and homeowners struggling to achieve a fair price for their property.

According to a large industry retailer and supplier, Hartley Botanic, ‘having an attractive garden could be the answer to sellers’ needs’.

Fenwick said that she has noticed a trend for homeowners looking to improve their property before putting it on the market.  Even those not intending to sell in the near future will benefit in the long run.  Ms Fenwick said that “If you do have a really nice garden then it will increase the value if you do sell the house eventually.”

Contrary to popular advice about preparing homes for the property market, which suggests neutral design and simple furnishings, well designed gardens could add the edge on a property.  Green lawn space may be desirable for some, and add value, but truly well designed outdoor space can clinch the deal for many buyers.

Speaking as head of the estate agent Douglas and Gordon in South London, George Franks has also said “A cracking south-facing garden can increase a property’s value by between 2 and 10 per cent. If you have two houses worth £800,000, the one with a garden will cost £50,000 more.”

Your garden can be an excellent addition to the major asset that is your home.  There are, however, a number of considerations to make before making changes to your garden, before anything you should get good home insurance.

Firstly, gardens demand work.  The more elements involved with your garden, the more maintenance work there will be, not just for you but also for any buyers.  Potential buyers may immediately fall in love with a beautiful garden, and be tempted into placing a high offer, however their heads could tell them to avoid the work.  Considering the time potential buyers may want to put in to gardening is important.

If your property is located within a city, and might sell to young professionals, a high maintenance garden probably wouldn’t appeal to their lifestyle.  If, however, your property is in a rural area, too little garden elements could seem disappointing for green-fingered enthusiasts.

Useable space is particularly important.  Whilst decking the entire garden might be too bland an option, ensuring that there is enough space for outdoor furniture, bikes, children’s play area and other outdoor activities is key.  Provisions such as patios, awnings or paths can offer an appealing extension to the indoor space, and allow potential buyers to envisage their own potential usage of the garden.

Elements like bright, appealing colours, vegetable patches and water features all add homely charm to your property.

Designing your garden carefully for sale can add significant amounts to the value of your home.  The key points to remember are to use it as a beautiful showcase, but also to tailor the garden to potential buyers.  The perfect garden will appeal to both the head and the heart of your buyer.

Tags: Garden design
Posted in Garden, Home Insurance | No Comments »

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