Call Our Experts Today: 0800 48 44 33
Home About Us Contact Us Affiliates Terms &
Conditions
 
This text is replaced by the Flash movie.
Blog Home Page

Posts Tagged ‘DIY’

Homeowners cutting back on home improvements

Thursday, June 16th, 2011

A recent online survey of homeowners has revealed that many are now actively looking for ways to save money, as the realisation that the drop in their standard of living is not going to be a temporary blip, starts to hit home.

Many homeowners delaying projects

The survey carried out by a company that deals with home insurance quotes showed that almost a third of those questioned in the survey said they were putting off maintenance projects that really should be done, while over 50% said they would consider doing jobs themselves if it meant they would be saving money.

It’s not only maintenance jobs that are being delayed, of those questioned 1 in 5 said they had delayed the fitting of a new kitchen, while 1 in 6 said they had put off the installation of a new bathroom.

Difference between cosmetic change and urgent repairs

Of course it makes sense to delay home improvements that are simply cosmetic makeovers. If the family budget is being stretched, there is no point in spending cash that has to be borrowed when you are not sure how you are going to pay it back. Either do the job yourself, you can literally save thousands of pounds doing this, or try and put up with a dowdy room until your financial position improves.

Putting off home repairs is somewhat different however. If heating radiators are in need of repair then it is best to find money for the job. The radiator may leak and damage carpets and flooring which then becomes altogether more expensive, and even if you are covered with home contents insurance the resulting claim will see your future premiums rise. A leaking roof or window can mean even more trouble.

Cancelling insurance could be playing with fire

The survey also revealed that 1 in 12 homeowners were actually thinking of not renewing or possibly delaying their home insurance policies in a bid to save money. It is a dangerous option! We take out insurance basically to cover for the unexpected, and unfortunately the unexpected always happens when we least expect it, you can almost guarantee that delaying renewing a policy will invite accidents to happen.

Legal obligation

Another thing for those considering such an option is to remember that if the home is mortgaged the lender will legally require you to have a buildings insurance policy in place.

Tags: Cutting Back on Home Improvements, DIY, home improvements, Home Insurance, Home Insurance Quotes
Posted in DIY | No Comments »

Fake That – Artificial Grass Can Have Its Advantages

Thursday, January 6th, 2011

There are a large number of benefits in installing artificial grass in the garden. Obviously it will not need much time spent on its up-keep and instead of using valuable time in the summer cutting the grass the time can instead be spent sitting and enjoying what little sunshine we get in the United Kingdom. People have less time to spare these days so it is perfect for busy professionals with families and it can be perfect for the elderly who want a lawn but just can not manage a grass one. Just because the maintenance is too much does not mean they should miss out.

Even looking at it from an environmental point of view, an artificial lawn has its benefits. Many people are becoming aware of the need to save water, and hose pipe bans are becoming more and more frequent each summer. Of course artificial grass does not need watering. Another environmental plus is that an artificial lawn will require no mowing so the need for households to use a petrol lawnmower is removed, which saves fuel and emissions. Artificial grass does not require any fertiliser or chemicals and mossy grass is a thing of the past. So, man made grass not only saves the planet it saves you cash, and the money saved can be put to good use in purchasing other home essentials such as household insurance.

Owning a second home is also on the increase and planting artificial grass in the garden of a second home is very useful as the garden will not have to be maintained while the property is either rented out or unoccupied. Artificial grass has a rich green appearance which does not fade or deteriorate no matter how much wear and tear it is put through. It can be installed quickly and with little hassle, and will not suffer discolouration or bald spots that blight a natural lawn.

Artificial grass has come a long way in the last decade. Not just the product technology, but also people’s attitude towards it. In fact the entire negative comments about it feeling harsh and abrasive and it being cheap looking and unappealing on the eye have completely changed. Having an area of bouncy, lush green lawn all the year round is becoming something of a ‘must have’ for more and more people.

Tags: Artificial Grass, DIY, Home Insurance
Posted in Advice for Tenants, Contents Insurance, Home Insurance | No Comments »

Make Christmas a fun DIY activity

Thursday, December 30th, 2010

With just a little planning anyone can give a Christmas present which is original, thoughtful, recycled and home-made. It can even be one that will make a small difference to the environment. Giving gifts at Christmas is a tradition which has been passed down for generations. It is not just about how much money has been spent, it is also the time and effort put in that makes a gift special.

There really is nothing like making a Christmas present, putting a bit of “love” into it and then seeing the recipient break into a smile when they discover what is hidden behind the ribbon and recycled paper. There is a wealth of wonderful things to cook, craft, sew and even grow for that green Christmas of giving.

Knit a tea-cosy and add some organic tea, some embroidered napkin holders and a tablecloths. A patchwork table runner and place mats will make any table setting look beautiful. Some people will find the thought of making Christmas gifts a waste of time, but for others it’s a yearly routine which can save money too.

After another year of financial uncertainty, many households are looking at ways to cut the cost of Christmas, it may be setting a smaller budget, or choosing less commercialised presents and instead going for more imaginative ones. Taking a DIY approach to Christmas presents can be fun and money can be saved, this is money which can be used on heating bills or household insurance.

A popular gift is a cake stand as this can be made using upturned tea cups and can be made for next to nothing. Another idea is to make a large Christmas cake, then cut pieces from it and make mini Christmas cakes which can be individually decorated. These can then be put into home-made hampers for family members and can also include home-made jams, chutneys, even home-made truffles and assorted candies can be made at a much reduced cost. There is no end to what can be done, from infused olive oils to cakes, which will be as pleasurable to receive as they are to make.

Hand-made gifts do not have to look cheap; there are many websites that offer advice on how to do it. Gift sets in shops make ideal presents but you can easily group different items together, or pick and choose items for smaller presents if you are less confident about fabricating things on your own yet are keen to offer original gifts.

Tags: Christmas, DIY, Home Insurance
Posted in DIY, Home Insurance | No Comments »

Cardboard can be used to keep the home warmer

Thursday, October 14th, 2010

Having good household insurance gives piece of mind and protection for possessions in the home. It cannot, however, stop heat escaping from the home; but there is an easy and very cheap way to help with this problem.

If there is a room in the home that is not used much and is always very cold in the winter, it could be that all is needed is some more room insulation. Doing this with some corrugated cardboard may sound crazy, but it really is a very effective method of insulation. The best way to use cardboard as insulation is to cover the windows with it. The window will be a major source of heat loss. Corrugated cardboard room insulation is not the most glamorous room design, but it is only temporary and it can be taken down just as easily as it was put up.

The room may be not used for many reasons and with energy bills getting higher each year it is important to keep the heat in the home. Close and lock the windows in the room and then put a layer of duct tape over any area that leaks as this will help the insulating effects of the corrugated cardboard.

Measure the length and width of the window to work out how much cardboard is needed. Using a couple of pieces of cardboard will make a difference, and if they are available three or four pieces will be even better. Use a utility knife to cut the cardboard to the size of the window. Place some drops of glue on one piece of cardboard then place the second piece of cardboard on top of it. Align the edges and do the same with the third and fourth pieces of cardboard. Use the duct tape to stick the edges of the cardboard stack closed. Next, to increase its resistance to heat flow, cover the cardboard with some foil as this will help radiate any heat back into the room. Gently tack the cardboard into place over the window.

Corrugated cardboard is made up of a fluted layer of heavy paper which is sandwiched between two thicker, puncture-resistant layers of heavy paper. The fluting acts as a cushion when the corrugated cardboard is crushed. The flutes in the centre are aligned vertically which add extra strength to the cardboard. Heavy-duty corrugated cardboard, which has multiple layers, provide extra insulation compared to regular cardboard. The heavier the cardboard is the better its insulation qualities.

Tags: cardboard, DIY, heating, Home Insurance
Posted in Contents Insurance, DIY | No Comments »

Garden Design

Wednesday, September 29th, 2010

Designing a garden is not an exact science. Plants may not thrive in a particular spot even though you select the right soil conditions, the right position regarding sunlight and feed them with the advised plant food.

Nevertheless, forward planning will produce consistently better results than adopting a haphazard approach. Sitting down with a pencil and paper and giving a little thought to the job in hand should eradicate any major mistakes. Placing a patio in a shaded area, building a parking space too small for a car, or even erecting a boundary wall that does not meet local council rules and regulations can all prove to be costly mistakes. Pre-planning will avoid them.

It is the permanent features of a garden that should be considered first, but bear in mind how they will fit into the planted and turfed areas of the garden; no-one wants to live in a concrete jungle!

Before you even put pen to paper try and get a feel for the sort of garden required and consider whether it will sit happily with the house and its surroundings. Is it to be formal, laid out in straight lines or maybe geometric? Maybe a more relaxed style such as a cottage garden appeals. Whatever takes your fancy there is no shortage of material from which to draw inspiration. Countless books and magazines are devoted to garden design and now there is also the internet to access for ideas.

Be sure to measure the plot of land as accurately as possible especially the diagonals, because what appears to be a square or rectangular may well taper to one end or do something equally as unexpected. Make a note of how the ground slopes, paying attention to the direction and length of the slope. Check how the passage of the sun affects the garden and the direction of the prevailing wind. Don’t forget the angle of the sun will be steeper in summer and that trees planted as a windbreak, will be redundant if they shed their leaves.

Test the soil for condition but remember this can be easily altered by the use of fertilizers and chemicals. Plot the position of features you want to keep in the garden such as existing footpaths, lawned areas and established trees.

When you are happy with your design try it out. Will it be possible say, for two people to pass on the path without stepping into the flower beds? Try placing furniture on the area marked out for the patio to ensure you can sit comfortably and eat a meal with guests. Most people build a patio alongside the house but if you have to place it elsewhere because of the position of the sun will it become a chore to walk back and forth with drinks.

It is always wise to inform your neighbours of your intentions, a wall or trees you intend planting may cause an inconvenience to them that you haven’t thought about. A quick alteration of the plan can avoid years of stress caused by neighbourly disputes.

By the time your garden comes to fruition, there may well be a considerable amount of valuable plants and furniture out there. Remember to cost this into your household insurance policy.

Tags: DIY, Garden, Garden design, Home Insurance, household insurance
Posted in DIY, Garden, Home Insurance | No Comments »

DIY flat roof repairs could save money

Thursday, September 16th, 2010

Many properties along the length and breadth of the UK have sections where their roofs are flat. It is no coincidence that many insurers ask if a property has a flat roof because as the owners of such homes will be aware, flat roofs can cause many headaches. There are a lot of reasons why a roof can go bad with the worst being a leak. When this happens it will need repairing as soon as possible.

A flat roof will often have a rubber roofing material called EPDM. It does have a warranty of up to 40 years and is relatively cheap to buy and easy to install. However, it is not unheard of for the roof to leak during the lifetime of the EPDM. This leak can be fixed with a couple of hand tools and some basic roofing materials. If the roof is leaking, take immediate action to prevent further damage and a claim on the household insurance policy. Inspect the roof, checking for any areas that could be causing the leak. Leaks are usually caused by seams that have been poorly bonded but could have been caused by debris that has blown onto the roof and pierced it.

When the area that needs repairing has been found it will need washing with a cloth and some warm water. Wait until the roof is dry and clean the area again, this time using alcohol to make sure that the patch will adhere properly. Any seam tape which has been poorly bonded to the roof will need removing. When removing the badly stuck tape remove enough to ensure the seam is exposed for at least 12 inches each side of the leak. Use alcohol again to remove any adhesive residue that is apparent after removing the tape.

Apply roofing sealant to the damaged area of the roof using a knife with rounded edges. When repairing a puncture, the sealant will need spreading until it reaches 6 inches beyond the damaged area of the roof. If it is the seam which is being repaired, sealant will need placing underneath the roof membrane as well as along the area of the roof that will be covered with new tape. Cut a piece of rubber roof seam tape which will cover the sealant patch. Press it into the sealant using your fingers before finally using a silicone hand roller to smooth out the creases and also roll over the patch in every direction to remove any air bubbles.

Tags: builders, DIY, Home Insurance, property repairs
Posted in Home Insurance | No Comments »

Give a wall a new look with plaster

Tuesday, August 31st, 2010

Before starting this job clear the room of furniture and any expensive electrical equipment. The job is messy and the materials used could easily cause damage which could result in a claim on household insurance.

Spread plenty of plastic sheets all over the floor of the room. Mix your plaster according to the instructions on the bag, remembering to always add the plaster to the water using a clean bucket. It is vital to mix the water and plaster thoroughly so that the ready plaster will have a thickish, creamy consistency with no lumps. During the warmer months, the plaster can set within minutes, so it is a good idea if you are a novice to only mix an amount that can be used straight away. Another good tip is never add any new plaster to an old mix and do not add extra water to the plaster in an effort to make it more workable.

When the mix is ready, get a trowel full of plaster from the mix and onto the hawk, and then transfer about half the plaster to the trowel. Try to keep the wrist as straight as possible and use a flicking action with the hand holding the hawk to move the plaster from the hawk to the trowel.

Starting at the bottom of the wall, try and use smooth strokes to press the plaster onto the wall. Slowly close the gap between the top edge of the trowel and the wall when moving the tool upwards. Keep the trowel at a slight angle to the wall at the end of each stroke. If the trowel is flat against the wall surface it could easily pull the new plaster away from the wall.

Go over the entire area with the aim of applying a base coat, uneven areas or holes are not important at this point. The coat should be around 2mm thick. Next job is to level and smooth the surface, but only do this when the plaster has hardened slightly. Waiting for the plaster to go off can vary from a couple of minutes during the summer to twenty minutes or more in cold conditions.

Use the trowel at a shallow angle to the wall and go over the entire surface smoothing it out. Leave the plaster to dry for around forty minutes. When it is dry it can be polished. Do this by wetting the face of the trowel and flick water onto the wall. The idea of this is to provide just enough lubrication for the trowel to glide over the surface and fill out any small holes and imperfections. Use sweeping strokes to start and finish with long continuous strokes across the wall. When happy with the finished effect, wash all the tools immediately ready for future use.

Tags: Advice for Tenants, DIY, Home Insurance, household insurance, tenants
Posted in DIY, Home Insurance | No Comments »

Prepare a wall surface to hang wallpaper

Tuesday, July 6th, 2010

When a decision has been made to re-wallpaper the walls in a home, the old wallpaper will need removing first. It is best not to paint over old wallpaper, which over time, can buckle if coat after coat is applied. As with paint, any new wallpaper will not stick as easy to old wallpaper as it would to a well prepared wall. Luckily, wallpaper that has been applied with paste and water is, as a rule, not very difficult to remove, as long as the right materials and a decent amount of time have been given up for the job. Clear any furniture from the room, if that is not feasible just move it to the centre of the room and then cover with sheets for protection. Be careful when moving furniture and check if any accidental damage will be covered on your household insurance. Place sheets over the entire floor as this can be a messy job.

Look for a seam in the wallpaper and using a knife, lift up as much of the wallpaper from the seams as is possible. Slowly remove the wallpaper while trying to avoid tearing; this is because the more wallpaper that is removed with just the knife, the less mess will be created. The wallpaper that remains should be scored using a knife or wallpaper scoring tool. Be careful using a knife as the wall may be marked or scratched; a wallpaper scoring tool will not do this because of the design. Soak a sponge or even a paint roller in some warm water and apply to any stubborn sections of the wallpaper that remains. The idea is to get the areas of wallpaper left wet enough to loosen the wallpaper glue, be careful not to soak them. Remove the wet sections of wallpaper with a paper scraper; some stubborn areas may need to be wetted a few times before they will loosen enough to be removed

The old wallpaper has been removed but there will still be paste on the walls, and by removing this before starting with the new wallpaper, the room will appreciate the extra care and attention. Removing the old paste is both easy and messy so keep a few towels nearby to help clean up at the finish. Fill a bucket with water that is hot but not boiling and add a small amount of washing up liquid. The soap that this will create will be a great help. Using a sponge, simply wash the walls making sure the water remains fairly hot. For best results, when the water goes cooler, replace with hot water and continue to wash the walls with the soapy water.

After washing the wall, empty the bucket of soapy water and then refill it with some fresh, clean water. Using a clean sponge wash the walls again, this time the job is much easier as it is only soapy water that is being removed. Use some dry cloths to dry the wall and all the old wallpaper paste will have been removed, leaving the walls perfect for the new wallpaper.

Tags: DIY, household insurance, wallpaper
Posted in Contents Insurance, DIY, Home Insurance | No Comments »

Laying Laminate flooring

Friday, June 18th, 2010

Laminate Flooring has became very popular over the recent years, and for the landlord looking to give a modern clean look to a property, perhaps after having claimed on his landlord insurance for a damaged carpet it really can be a good way of cutting costs. Laminate flooring is ideal for the landlord willing to apply himself to a little DIY, it can be carried in a car much easier than a carpet, is usually cheaper than a carpet and it’s readily available at numerous shops and DIY outlets, there are many colours and designs for you to choose from, so complimenting a  rooms existing furniture and design will be no trouble.

The first thing to do is to measure the width of the room. Go from the widest points and then measure the length. Simply multiply the two figures together to give you the area of your room in square meters (m2). It is always a good idea to add around ten per-cents to take into account wastage. Take that number with you to the shop and check how many packs you need by the m2 coverage of each pack. Over the last few years laying laminate flooring has got even easier since the new click-together laminate floor boards have been available. It really is almost impossible to make a mistake. If however you do, they can be a bit difficult to separate, so just try and make sure you’ve got the right piece in the right place before clicking together.

Lay the first course of laminate flooring along a wall, making sure you leave a 1/4-inch gap; this is to allow for the expansion of the wood. Next place another piece beside it and simply click the two pieces of flooring together by inserting the tongue of one board into the groove of the other board, not forgetting to  lift and push on the opposite end of the first board until the two pieces of laminate flooring boards lock together. Make sure the edges of the boards are exactly flush with one another. Work your way across the room using the same method, it is more than likely the last piece of laminate flooring in the row will require cutting to fit, to do this mark it with a try square and then saw it, making sure the finished surface is facing up, then do the same for the next row, working your way along the room. As you will be on your knees for the job, you may want to think about having some knee pads. The flooring will just fit together a bit like a jigsaw, and there is no need for glue or nails.

Finally fit the skirting boards above the laminate, do not fill the expansion gaps with any material unless it specifically states in the instructions.

Tags: DIY, Home Insurance, Laminate Flooring, landlord
Posted in DIY, Home Insurance | No Comments »

  • Recent Posts

    • Controversial drilling procedure may affect home insurance premiums
    • Super fast broadband plan brought forward
    • Sunny Side Up
    • Flooding demonstrates the need for good cover
    • Winter weather will kill thousands of UK citizens
  • Categories

    • Advice for Tenants
    • Build Your Own Home
    • Contents Insurance
    • DIY
    • Electricity
    • First Time Buyers
    • Garden
    • Home Insurance
    • Home Security
    • Inflation
    • New Homes
    • Possessions Insurance
    • Saving Money
    • Student Insurance
    • Uncategorized
    • working from home
  • Archives

    • November 2011
    • October 2011
    • September 2011
    • August 2011
    • July 2011
    • June 2011
    • May 2011
    • April 2011
    • March 2011
    • February 2011
    • January 2011
    • December 2010
    • November 2010
    • October 2010
    • September 2010
    • August 2010
    • July 2010
    • June 2010
    • May 2010
    • April 2010
    • June 2009
    • May 2009
    • April 2009
  • Tags

    Advice Advice for Tenants banks buildings and contents insurance cheap home insurance Christmas tree Contents Insurance crime debt DIY energy first home First Time Buyers Garden Garden design Garden Insurance gold heating home improvements Home Insurance Home Insurance Quote Homeowners Homeowners insurance Home Security household insurance house insurance Insurance for Renters Interest rates interior decor interior design Laminate Flooring landlord advice lighting money Mortgage Lenders mortgages Possessions Insurance property market Saving Money tenants Theft Tips wallpaper winter Working at home
  • Blogroll

    • Car Insurance Blog
    • Landlord Insurance Blog
    • Van Insurance Blog

Home Quote Direct – Home Insurance Blog is Designed and Hosted by Gravytrain Limited