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Archive for the ‘Garden’ Category

Garden Design

Wednesday, September 29th, 2010

Designing a garden is not an exact science. Plants may not thrive in a particular spot even though you select the right soil conditions, the right position regarding sunlight and feed them with the advised plant food.

Nevertheless, forward planning will produce consistently better results than adopting a haphazard approach. Sitting down with a pencil and paper and giving a little thought to the job in hand should eradicate any major mistakes. Placing a patio in a shaded area, building a parking space too small for a car, or even erecting a boundary wall that does not meet local council rules and regulations can all prove to be costly mistakes. Pre-planning will avoid them.

It is the permanent features of a garden that should be considered first, but bear in mind how they will fit into the planted and turfed areas of the garden; no-one wants to live in a concrete jungle!

Before you even put pen to paper try and get a feel for the sort of garden required and consider whether it will sit happily with the house and its surroundings. Is it to be formal, laid out in straight lines or maybe geometric? Maybe a more relaxed style such as a cottage garden appeals. Whatever takes your fancy there is no shortage of material from which to draw inspiration. Countless books and magazines are devoted to garden design and now there is also the internet to access for ideas.

Be sure to measure the plot of land as accurately as possible especially the diagonals, because what appears to be a square or rectangular may well taper to one end or do something equally as unexpected. Make a note of how the ground slopes, paying attention to the direction and length of the slope. Check how the passage of the sun affects the garden and the direction of the prevailing wind. Don’t forget the angle of the sun will be steeper in summer and that trees planted as a windbreak, will be redundant if they shed their leaves.

Test the soil for condition but remember this can be easily altered by the use of fertilizers and chemicals. Plot the position of features you want to keep in the garden such as existing footpaths, lawned areas and established trees.

When you are happy with your design try it out. Will it be possible say, for two people to pass on the path without stepping into the flower beds? Try placing furniture on the area marked out for the patio to ensure you can sit comfortably and eat a meal with guests. Most people build a patio alongside the house but if you have to place it elsewhere because of the position of the sun will it become a chore to walk back and forth with drinks.

It is always wise to inform your neighbours of your intentions, a wall or trees you intend planting may cause an inconvenience to them that you haven’t thought about. A quick alteration of the plan can avoid years of stress caused by neighbourly disputes.

By the time your garden comes to fruition, there may well be a considerable amount of valuable plants and furniture out there. Remember to cost this into your household insurance policy.

Tags: DIY, Garden, Garden design, Home Insurance, household insurance
Posted in DIY, Garden, Home Insurance | No Comments »

A tasty way to start saving the planet

Wednesday, July 21st, 2010

Growing your own food is one of the easiest ways of reducing a carbon footprint. There are not many better feelings than snapping off some leeks, pulling a handful of new potatoes or harvesting green beans from the garden. With money still tight for most people, home gardening is a great way to eat affordable and healthy food, as well as connect with nature and have the joy of watching them grow. Leeks are a very easy vegetable to grow and also one of the mildest tasting vegetables in the onion family. Leeks are known for their long stems and are great when used in soups, stews and casseroles, while lettuce is another easy vegetable to grow, and is very popular with gardeners old and new because within 6 weeks of planting, they can be harvested.

Not since The Good Life was on television has the United Kingdom been planting, sowing and harvesting in such numbers. Many people are very worried about food miles while others want to eat more wholesome organic produce, whatever the reason more and more are choosing to grow their own.  It is not surprising then, that sales of vegetable seeds have now overtaken sales of flowers. An important job of being in the garden more is making sure the home is secure; make sure all doors and windows are secure in case any opportunist thieves are in the area. Also if you bring anything valuable out into the garden with you while working, contact your household insurance company to check theft from the garden is covered on the policy.

The good news is that anyone can grow vegetables. It does not matter how big or small the plot size; it can be a window sill or a massive garden. Many are doing organic gardening as a hobby that helps them relax. The organic garden has increased in popularity over the last few years, and even though organic food is very easy to get at all supermarkets, gardeners would rather do it themselves. Organic gardening is very satisfying and is done with the use of no chemical fertilizers no pesticides and no artificial supplements during the growing process. Making the compost is so much more fulfilling than grabbing a bag of chemical fertilizer. It is simply using up garden and kitchen waste material.  Use potato and other vegetable peelings; add some rose cuttings which will help with the texture.

Organic gardening can give a good sense of pride even if the only space available is a small patch of land. It is even possible to get the children involved in organic gardening, by encouraging them to have an interest in how the food is made. They are sure to have some fun helping with the making of the compost, planting seeds and trying to think up ideas on how to remove any bugs. But most of all, they will love eating all the delicious food that has come from the organic garden. “

Tags: Garden, Garden Insurance, Growing vegetables, Home Insurance, Home Security, household insurance, Saving Money
Posted in Advice for Tenants, Contents Insurance, Garden, Home Insurance, Home Security, Possessions Insurance, Saving Money | No Comments »

Gardens: Add Significant Value to Your Property

Monday, April 12th, 2010

Your home is an extremely important place, both in personal and financial terms.  Property is undoubtedly a valuable asset.  Gardens, though, are a frequently undervalued part of this asset.  In fact, paying care and attention to your garden can greatly increase the value of your property as a whole.

Garden designer Jill Fenwick has said that gardens could well be a key factor in dealing with the current property market with prices falling and homeowners struggling to achieve a fair price for their property.

According to a large industry retailer and supplier, Hartley Botanic, ‘having an attractive garden could be the answer to sellers’ needs’.

Fenwick said that she has noticed a trend for homeowners looking to improve their property before putting it on the market.  Even those not intending to sell in the near future will benefit in the long run.  Ms Fenwick said that “If you do have a really nice garden then it will increase the value if you do sell the house eventually.”

Contrary to popular advice about preparing homes for the property market, which suggests neutral design and simple furnishings, well designed gardens could add the edge on a property.  Green lawn space may be desirable for some, and add value, but truly well designed outdoor space can clinch the deal for many buyers.

Speaking as head of the estate agent Douglas and Gordon in South London, George Franks has also said “A cracking south-facing garden can increase a property’s value by between 2 and 10 per cent. If you have two houses worth £800,000, the one with a garden will cost £50,000 more.”

Your garden can be an excellent addition to the major asset that is your home.  There are, however, a number of considerations to make before making changes to your garden, before anything you should get good home insurance.

Firstly, gardens demand work.  The more elements involved with your garden, the more maintenance work there will be, not just for you but also for any buyers.  Potential buyers may immediately fall in love with a beautiful garden, and be tempted into placing a high offer, however their heads could tell them to avoid the work.  Considering the time potential buyers may want to put in to gardening is important.

If your property is located within a city, and might sell to young professionals, a high maintenance garden probably wouldn’t appeal to their lifestyle.  If, however, your property is in a rural area, too little garden elements could seem disappointing for green-fingered enthusiasts.

Useable space is particularly important.  Whilst decking the entire garden might be too bland an option, ensuring that there is enough space for outdoor furniture, bikes, children’s play area and other outdoor activities is key.  Provisions such as patios, awnings or paths can offer an appealing extension to the indoor space, and allow potential buyers to envisage their own potential usage of the garden.

Elements like bright, appealing colours, vegetable patches and water features all add homely charm to your property.

Designing your garden carefully for sale can add significant amounts to the value of your home.  The key points to remember are to use it as a beautiful showcase, but also to tailor the garden to potential buyers.  The perfect garden will appeal to both the head and the heart of your buyer.

Tags: Garden design
Posted in Garden, Home Insurance | No Comments »

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