As the austerity measures introduced by the Coalition Government in October of last year begin to impact, citizens across the country are beginning to appreciate the value of cheap home insurance.
One of the biggest losers in the allocation of public funds has been the various Police Forces across the UK. Many have seen their budgets slashed and as a result, constabularies such as the Greater Manchester Police have announced job cuts involving 3,000 members of staff. Although the Government have gone to great lengths to say that losing jobs should not necessarily mean fewer “front line” officers, in truth the cuts will mean the city is less secure and homeowners and their property will at more risk.
Who needs back room staff?
It may well be a front line bobby who actually comes to visit a home that has been burgled, but it will have been back room staff who took the phone call to record the robbery, it will be back room staff who direct the squad car to the address and it will be the back room staff who give the poor homeowner a crime reference number when he wants to report the burglary to his household insurance company. The notion of keeping front line staff and getting rid of others, is a similar notion to the one purported by those who recommend getting rid of nursing managers but keeping those on the wards, in the NHS. The uncomfortable truth is that one needs the other, all are part of a team and the success of the group is very much dependant on each facet functioning correctly.
Will cheap home insurance still be available?
Of course the good people of Manchester, many of whom already have good home insurance cover, will realise that if a smaller police force translates into a greater amount of house crime, then their own home contents insurance premiums may well go up, as their insurance provider anticipates a greater risk in the cover. It is then when homeowners who look for the best home insurance deals may benefit more than most. A history of several years of cover without any claims will impress the best of home insurance brokers and result in a cheaper quote. It may compensate to some extent for the feeling of insecurity many living in Manchester now feel. The slimming down of their Police Force in Manchester has upset more than those who are about to lose their jobs.
Tags: Home Insurance